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Josh Laber
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3504 Oak Terrace, White Bear Lake, MN 55110

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Listed By

Agency Name: RE/MAX Advantage Plus
Agency Phone: 763-755-1100

Shown By

Agent Name: Josh Laber
Agent Phone: (507) 316-7873
Agency Title: Counselor Realty

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Property Description

Welcome to 3504 Oak Terrace in the heart of White Bear Lake, a thoughtfully designed four-level home that combines practical living spaces with recent updates including new carpet and LVP throughout the home, newly painted, updated bathrooms and more, all situated on a .29-acre walkout corner lot framed by mature trees.The home's exterior immediately sets the tone, with a 12x14 front deck that serves as both an entry feature and a functional outdoor space. It's a natural spot to enjoy quiet mornings or connect with neighbors in this established community. Stepping inside, the main level is arranged for both comfort and usability. The living room offers a welcoming space with natural light and an open feel. The kitchen has been updated with stainless steel appliances and a tile backsplash, while offering generous countertop space that supports both everyday cooking and larger gatherings. A window above the sink provides a view of the backyard, adding to the connection between indoor and outdoor spaces. Adjacent to the kitchen, the informal dining area is positioned for convenience and flow. A patio door leads directly to a 14x16 deck, extending the living space outdoors. This setup makes it easy to host meals outside or simply step out for fresh air.The upper level is dedicated to private living quarters. Three bedrooms are arranged with functionality in mind, along with a full bathroom featuring tiled floors and walls for durability and easy maintenance. A hallway linen closet adds storage, while a traditional clothes chute offers a unique and practical feature rarely found in newer homes.The walkout lower level adds significant flexibility to the home. The family room is designed for comfort, featuring wood wainscoting accents that bring warmth and texture, along with a gas fireplace that creates a cozy focal point. This level also includes a separate space that can serve as a home office, den, or hobby area, along with a recently remodeled 3/4 bathroom that adds convenience.The basement level focuses on utility, with a dedicated laundry area and ample storage space to keep the home organized. Completing the home is a highly sought after three car attached garage.Beyond the home itself, White Bear Lake offers an exceptional lifestyle. Residents enjoy access to scenic parks, walking and biking trails, charming local shops, and a vibrant dining scene. The beautiful lake provides opportunities for boating, fishing, and year-round recreation, while the strong sense of community and convenient proximity to the Twin Cities make it an ideal place to call home.

3504 Oak Terrace | MLS# 7043903

This single family home located at 3504 Oak Terrace, White Bear Lake, MN 55110 is currently listed for sale with an asking price of $359,900. This property was built in 1963 and has 3 bedrooms and 2 full baths with 1678 sq. ft. Oak Terrace is located in the Golf View Heights 3 subdivision within the White Bear Lake school district. Search Golf View Heights 3 real estate on jlaber.counselorrealtyofrochester.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Daylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Pump, Walkout
Cooling: Central Air
Fireplaces: 1
Fuel Type: Natural Gas
Garage: 3 car attached
Heating: Forced Air, Fireplace(s)
Lot Size: 0.29 Acres
Roof Type: Asphalt
Stories: 4.0
Taxes: $4,406
Year Built: 1963

Feature Descriptions

Additional Living Info.: 3 BR on One Level
Appliances: Dishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Washer, Water Softener Owned
Bath: 3/4 Basement, Upper Level Full Bath
Bathrooms 3/4: 1
Bathrooms Full: 1
Days on Site: 7
Dining: Informal Dining Room, Kitchen/Dining Room
Down Payment Resource: Yes
Exterior: Block, Frame
Fireplace: Family Room, Gas
Foundation Size: 1128
Lot: Corner Lot, Tree Coverage - Medium
Lot Dimensions: 89x142
Parcel#: 363022210041
Parking: Attached Garage, Concrete, Garage Door Opener
Sewer: City Sewer/Connected
Water: City Water/Connected

Room Sizes

Bathroom: 6x7
Bathroom: 6x7
Deck: 14x16
Deck: 12x14
Dining Room: 10x9
Family Room: 13x20
Bedroom: 9x10
Foyer: 5x5
Kitchen: 9x9
Laundry: 17x22
Living Room: 14x18
Office: 9x13
Bedroom 2: 10x14
Bedroom 3: 9x11
Utility Room: 17x22

Local Schools

School District: White Bear Lake

Estimate Your Payment

Estimated Payment

$ 2,387.68 per month $1,915.54 Principal & Interest $367.17 Property Tax $104.97 Homeowner's Insurance

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Agency License Information: Counselor Realty, Inc. is licensed in Minnesota and Wisconsin; Counselor Realty, Inc. of Alexandria is licensed in Minnesota; Counselor Realty Detroit Lakes, LLC is licensed in Minnesota; Counselor Realty of Rochester is licensed in Minnesota; Counselor Realty of Victoria, LLC is licensed in Minnesota; Counselor Realty of Brainerd is licensed in Minnesota.

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/09/2026. The listing information on this page last changed on 04/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/09/2026 4:47:12 AM EST) or RMLS-MN MLS (last updated Thu 04/09/2026 12:02:28 AM EST). Real estate listings held by brokerage firms other than Counselor Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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